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Shift4 Payments
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Updated Nov 5, 2026
Shift4 Q3 2026: No material risk factor changes disclosed; operational results withheld from MD&A excerpt.
Shift4's Q3 2026 10-Q filing provides no quantified operational results, revenue figures, or business updates in the excerpted MD&A section. The Risk Factors update confirms no material changes to previously disclosed risk factors from the 2025 Form 10-K. Without access to the full financial statements and management commentary, the filing's substantive performance trajectory cannot be assessed from this excerpt.
Tone: neutralRevenue
$4.2B
FOUR 10-K · FY 2025
Employees
6,300
Revenue FY2024
$3.3B
Founded
1999
Profile
FOUR 10-K Item 1 · Feb 27, 2026Shift4 Payments is a leading independent provider of integrated software and payment processing solutions serving hundreds of thousands of businesses in the U.S. and internationally. Following its 2025 acquisition of Global Blue, the company also became a leader in tax-free shopping (TFS) and dynamic currency conversion for international travelers. Its platform unites hardware, software, and end-to-end payment processing across restaurant, hospitality, venue, retail, and e-commerce verticals.
Read filing description ↓ Collapse description ↑
At Shift4, our mission is to boldly redefine commerce by simplifying complex payments ecosystems across the world. We are a leading independent provider of software and payment processing solutions in the U.S. and we are expanding our payment processing solutions to international markets. As a result of the acquisition of Global Blue Group Holding AG ('Global Blue') in the third quarter of 2025 ('Global Blue Merger') we are also a leader in tax-free shopping ('TFS'). Global Blue is a leading technology and travel services platform, primarily providing TFS, dynamic currency conversion, and payments solutions to many of the world's largest retail brands. We power billions of transactions annually for hundreds of thousands of businesses in virtually every industry. We achieved our leadership position through decades of solving business and operational challenges facing our customers' overall commerce needs. Our merchants range in size from small owner-operated local businesses to multinational enterprises conducting commerce globally. At the heart of our business is our payments platform. Our payments platform is a full suite of integrated payment products and services that can be used across multiple channels (in-store, online, mobile and tablet-based) and industry verticals, including end-to-end payment processing for a broad range of payment types, merchant acquiring services, a proprietary omni-channel gateway, complementary third-party software integrations, full eCommerce capabilities, integrated and mobile POS solutions, security and risk management solutions, and reporting and analytical tools. Our revenue is predominantly recurring due to the nature of our business model. The majority of our revenue is derived from processing fees, which are charged either as a percentage of volume and/or as a fee per transaction.
Primary products
- SkyTab POS
- SkyTab Mobile
- SkyTab Venue
- Lighthouse
- The Giving Block
- Shift4Shop
End markets
Geographies
Named competitors
“We believe we compete primarily on the basis of reputation, domain expertise, scale of distribution channels, breadth of offerings, simplicity and ease-of-use of solutions, pace of innovation, price, data security and customer service. We believe we compete favorably with respect to all of these factors.” Competitive position, as stated in the filing
Revenue commentary · FY 2025
Gross revenue increased from $3,331 million in fiscal 2024 to $4,180 million in fiscal 2025, driven in part by the addition of Global Blue following its acquisition in the third quarter of 2025.
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