Companies · JKHY
Jack Henry
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Latest analysis
Updated Nov 6, 2026
Jack Henry Q1 FY2027: Revenue grows 8.8% to $701.5M with operating leverage expanding as Payments and Complementary segments outpace Core
Jack Henry delivered $701.5 million in Q1 FY2027 revenue, up 8.8% year-over-year, with organic growth of 7.2% after stripping out elevated deconversion revenue and the Victor Technologies acquisition contribution. Operating income expanded 12.5% to $207.1 million, outpacing revenue growth, as SG&A held flat and Complementary segment margins widened materially — cost of revenue as a percentage of Complementary revenue fell 3 percentage points. The $8.4 billion remaining performance obligation backlog and management's explicit confidence in a 'very healthy sales pipeline' and 'larger financial institution' win momentum signal durable growth trajectory heading into the balance of fiscal 2027.
Tone: bullishRevenue
$2.5B
JKHY 10-K · FY 2026
Employees
7,300
Revenue FY2025
$2.4B
Founded
1976
Profile
JKHY 10-K Item 1 · Aug 28, 2026Jack Henry & Associates is a financial technology company that provides core data processing, payment, and complementary solutions to community and regional banks and credit unions. Founded in 1976 and headquartered in Monett, Missouri, the company serves over 7,200 financial institutions and diverse corporate entities. Its product suite spans on-premise and cloud delivery models and is increasingly oriented toward a public cloud-native modernization platform.
Read filing description ↓ Collapse description ↑
Jack Henry & Associates, Inc. is a well-rounded financial technology company that strengthens connections between financial institutions and the people and businesses they serve. For 50 years, we have provided technology solutions to help banks and credit unions innovate faster, strategically differentiate, and successfully compete while serving the evolving needs of their accountholders. We empower over 7,200 financial institutions and diverse corporate entities with people-inspired innovation, personal service, and insight-driven solutions. Our core banking solutions support commercial banks with information and transaction processing platforms that provide enterprise-wide automation. We have three functionally distinct core bank processing systems and many fully integrated complementary/payment solutions, including business intelligence and bank management, retail and business banking, digital and mobile internet banking and electronic payment solutions, fraud and risk management and protection, account origination, and item and document imaging solutions. Our core credit union solutions support credit unions of all sizes with an information and transaction processing platform that provides enterprise-wide automation. Our core agnostic solutions for banks, credit unions, and diverse corporate entities are specialized products and services assembled primarily through our focused diversification acquisition strategy. These core-agnostic solutions are compatible with a wide variety of information technology platforms and operating environments and offer a large number of complementary/payment solutions. Our public cloud-native technology modernization strategy seeks to enable our bank and credit union clients to innovate faster, differentiate themselves in the markets they serve, and meet the evolving needs of their accountholders.
Primary products
- SilverLake System
- CIF 20/20
- Core Director
- Symitar
- Jack Henry Platform
- Banno Digital Platform
Business segments
End markets
Geographies
Named customers
Named competitors
“Our core solutions compete with large vendors that provide information and transaction processing solutions to banks and credit unions, including Fidelity National Information Services, Inc.; Fiserv, Inc.; Corelation, Inc.; and Finastra.” Competitive position, as stated in the filing
Revenue commentary · FY 2026
Total revenue increased 7.1% in fiscal 2026 compared to fiscal 2025, driven primarily by growth in cloud data processing, card processing, digital, and faster payments revenues.
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