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Companies · V

V Reported this cycle

Visa

San Francisco, CA Founded 1958 Fintech & Payments

AI-generated · informational only · not investment advice · verify before relying.

Revenue

$45.9B

V 10-K · FY 2026

Employees

34,800

Revenue growth YoY

+15%

Founded

1958

Profile

V 10-K Item 1 · Nov 5, 2026

Visa is a global payments technology company that facilitates secure, reliable and efficient digital commerce and money movement across more than 200 countries and territories. It operates VisaNet, its proprietary transaction processing network, providing authorization, clearing and settlement services within a four-party model connecting consumers, financial institutions and sellers. Beyond core card payments, Visa offers commercial and money movement solutions, value-added services, and is actively investing in stablecoin infrastructure, agentic commerce and open banking.

Read filing description ↓

Visa is one of the world's leaders in digital payments. Our purpose is to uplift everyone, everywhere by being the best way to pay and be paid. Since Visa's early days in 1958, we have been in the business of facilitating secure, reliable and efficient global commerce and money movement. We provide transaction processing services (primarily authorization, clearing and settlement) among consumers, issuing and acquiring financial institutions and sellers in a structure we call the 'four-party' model. As the payments ecosystem continues to evolve, we have broadened this model to include digital banks, digital wallets, a range of financial technology companies (fintechs), governments and non-governmental organizations (NGOs). We are focused on extending, enhancing and investing in our proprietary advanced transaction processing network, VisaNet, to offer a single connection point for facilitating money movement to multiple endpoints through various form factors and innovative technologies across more than 200 countries and territories. Visa is embedding AI and agentic capabilities across both its internal workflows and its products, enabling internal efficiencies and more automated, analytics-driven solutions for clients and partners. These solutions, in turn, are helping our clients improve fraud prevention, risk management and payment performance, while enhancing the security, reliability and trust that underpin payments. During fiscal 2026, 355 billion payments and cash transactions with Visa's brand were processed by Visa or other networks, equating to an average of 973 million transactions per day. Visa's total payments and cash volume was $18 trillion, and we had over 5 billion payment credentials that were available to be used at more than 400 million seller locations worldwide.

Primary products

  • Visa credit cards
  • Visa debit cards
  • Visa prepaid cards
  • VisaNet
  • Visa Direct
  • Visa Commercial Solutions

Business segments

Consumer Payments Commercial & Money Movement Solutions Value-Added Services

End markets

Financial institutions Consumers Sellers Fintechs Governments Non-governmental organizations Digital wallets Digital banks Digital wallet providers

Geographies

United States Europe Latin America Asia Pacific More than 200 countries and territories Canada More than 200 countries and territories

Named customers

International Olympic Committee International Paralympic Committee FIFA Oracle Red Bull Racing Team Visa Cash App RB Formula One Team

Named competitors

American Express Diners Club/Discover Capital One JCB Mastercard UnionPay NYCE Pulse
“Based on available data, Visa is one of the largest retail electronic funds transfer networks used throughout the world.” Competitive position, as stated in the filing

Revenue commentary · FY 2026

Net revenue increased 15% over the prior year, primarily due to growth in nominal cross-border volume, processed transactions and nominal payments volume, partially offset by higher client incentives.

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Analysis, signals, diligence answers, M&A activity and every quote, each citing the filing it came from.

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